Terms & Conditions

Welcome to insurance4u.xyz. By accessing or using our website, you agree to comply with these Terms and Conditions. Please read them carefully, as they contain important information about your rights and obligations when using our services.

1. Acceptance of Terms

By visiting insurance4u.xyz, you agree to these Terms and Conditions, along with our Privacy Policy. If you do not agree with any part of these terms, please discontinue use of our website.

2. Modifications to the Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the website after changes have been made indicates your acceptance of the new Terms.

3. Use of the Website

  • Eligibility: You must be at least 18 years of age to use our services. By accessing Insurance4u.com, you confirm that you meet this requirement.
  • User Conduct: You agree not to engage in any activity that disrupts or interferes with the website, including but not limited to unauthorized access, hacking, or spreading malware.
  • Prohibited Uses: Our website may not be used for illegal or unauthorized purposes. This includes, but is not limited to, violating any local, national, or international laws and regulations.

4. Intellectual Property Rights

All content on insurance4u.xyz, including text, graphics, logos, and images, is the property of insurance4u.xyz or its licensors. Unauthorized use, reproduction, or distribution of this content without written permission is strictly prohibited.

5. Disclaimer of Warranties

insurance4u.xyz provides information and resources related to insurance for informational purposes only. We make no guarantees about the accuracy, completeness, or timeliness of the information. All information is provided “as-is” without warranty of any kind.

6. Limitation of Liability

In no event shall insurance4u.xyz, its owners, or affiliates be liable for any damages arising from the use or inability to use the website. This includes, without limitation, incidental, consequential, or punitive damages, even if we have been advised of the possibility of such damages.

7. Links to Third-Party Sites

Our website may contain links to external websites. These links are provided for your convenience, and we have no control over the content or practices of these third-party sites. We are not responsible for their privacy policies, terms, or content.

8. Indemnification

You agree to indemnify and hold insurance4u.xyz, its affiliates, and employees harmless from any claims, losses, or damages arising from your use of the website or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of KPK/Pakistan, without regard to its conflict of law principles. Any legal action related to these Terms or the use of the website shall be filed in the courts of KPK/Pakistan.